Workers' compensation law represents a set of rules designed to compensate employees when they are harmed while executing their job-related duties. While the state oversees the system, it's financed by employer contributions. Although you can pursue a workers' compensation claim on your own, for significant cases, you need to work with a workers' compensation attorney.
Is Your Claim Valid or Not?
Workers' compensation attorneys will advise you on whether or not your claim is valid. Your attorney will gather evidence that supports a valid claim. They will also help you get reasonable compensation for your injuries.
Generally, you qualify for a workers' compensation claim if you sustain injuries in the course of your job. Therefore, your claim is valid if your injuries occurred at the workplace. If you sustain injuries while in other locations, you can still qualify for compensation provided you were doing something related to your job. This includes social events that are sponsored by your employer but don't happen on company-owned property.
Are You Covered By Workers' Compensation Insurance?
Employers in most states have workers' compensation insurance. However, only workers who are classified as employees will be covered. Independent contractors are not covered by this insurance.
Your lawyer will be able to determine whether you're covered by workers' compensation insurance, depending on your state. Some states even include illegal immigrant workers in the workers' comp coverage. Some of the workers who may not be covered include agricultural workers, domestic workers, and undocumented workers.
What If Your Employer's Settlement Doesn't Include Your Medical Bills or Lost Wages?
If you've suffered injuries such that you cannot work in your former capacity, you're entitled to permanent disability. These cases are expensive, and insurance companies usually try to avoid paying these costs. Additionally, your employer's settlement may not cover your medical bills or lost wages for cases of minor injuries.
If you're not sure whether your settlement is good enough, ensure you consult a lawyer. It's advisable to involve a workers' compensation law attorney to get a fair settlement, especially in cases involving permanent disability.
Workers' compensation is a compensation system that allows workers who are injured while executing their work-related duties to get paid for medical expenses, lost wages, and other damages. An inquiry may be performed to determine whether you have a civil claim or a compensation claim against your employer. Contact workers' compensation lawyers to learn more.